It's been a hell of a long time since I've played, and while I looked, I didn't see any mention of what mods banish / holy have, aside from divine magic. My line of thinking is that they would be affected by magic attack + and maybe MND or VIT. Can anyone shed some light on this?
ΔMND increases Mdmg in an identical fashion as ΔINT.
Divine Magic Skill contributes to Macc, as does MND in the same way that Elemental Magic Skill and INT contribute to Macc.
I dunno where you got VIT from.
And then the standard magic damage factors all contribute as normal: Mdmg increases base damage, MAB is a soft multiplier, Maff is a hard multiplier, weather bonus, day bonus, etc.
They suck though due to their long cast times and low base damage compared to the same level of BLM nukes.
The only exception is Holy and Holy 2. Which sorta have shitty damage compared to BLM's Ancient Magics.... but with Divine Emblem PLD can make those almost comparable.
Almost...